{"id":5881,"date":"2026-09-28T11:52:23","date_gmt":"2026-09-28T09:52:23","guid":{"rendered":"https:\/\/legalbruc.com\/?page_id=5881"},"modified":"2026-09-28T11:52:23","modified_gmt":"2026-09-28T09:52:23","slug":"faq-ley-de-segunda-oportunidad","status":"publish","type":"page","link":"https:\/\/legalbruc.com\/ca\/faq-ley-de-segunda-oportunidad\/","title":{"rendered":"FAQ Ley de Segunda Oportunidad"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-f8gf2c-e35653cfa3bc72f788451b77ff0941de main_color avia-section-default avia-no-border-styling  avia-builder-el-0  avia-builder-el-no-sibling  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-5881'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mufty56k-cb2e7f936eb89510aac61124721c242e\">\n#top .hr.hr-invisible.av-mufty56k-cb2e7f936eb89510aac61124721c242e{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-mufty56k-cb2e7f936eb89510aac61124721c242e hr-invisible  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-btuu6c-d83329eac666419b6939318e86cede2c av_one_half  avia-builder-el-2  el_after_av_hr  el_before_av_one_half  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9\">\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler{\nfont-size:19px;\ncolor:#02265a;\nborder-color:#ededed;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler.activeTitle{\ncolor:#02265a;\nborder-color:#02265a;\nbackground-color:#ffffff;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler:not(.activeTitle):hover{\ncolor:#001135;\nbackground-color:#ffffff;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color:#02265a !important;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler .toggle_icon{\ncolor:#02265a;\nborder-color:#02265a;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler .toggle_icon > span{\ncolor:#02265a;\nborder-color:#02265a;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler.activeTitle .toggle_icon, #top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 p.toggler.activeTitle .toggle_icon > span{\ncolor:#ededed;\nborder-color:#ededed;\n}\n#top .togglecontainer.av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 .toggle_wrap .toggle_content{\nfont-size:17px;\ncolor:#02265a;\nborder-color:#ededed;\n}\n<\/style>\n<div  class='togglecontainer av-mul2jj1d-2b032c7d792b72e94411c89c9951eeb9 av-elegant-toggle  avia-builder-el-3  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-av_toggle-6249e1c57a98203c74b791d25d94888d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"\u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\" data-aria_expanded=\"Click to collapse: \u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\">\u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>El concurso se publica en el Registro P\u00fablico Concursal, como exige la ley, pero no se comunica a tu empresa ni a tu entorno. Tu empresa solo sabr\u00e1 algo si hay que ajustar un embargo de n\u00f3mina.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-7f3838ed86850a93828c5856f0e7103e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"\u00bfCu\u00e1nto tarda el proceso?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfCu\u00e1nto tarda el proceso?\" data-aria_expanded=\"Click to collapse: \u00bfCu\u00e1nto tarda el proceso?\">\u00bfCu\u00e1nto tarda el proceso?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Un concurso sin masa suele resolverse en pocos meses, seg\u00fan la carga del juzgado. Un concurso con liquidaci\u00f3n tarda m\u00e1s, porque hay que vender los bienes. Un plan de pagos dura entre 3 y 5 a\u00f1os. Te damos una estimaci\u00f3n realista desde el principio.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-4c1e5fb47fa0f07400c495f38bde7889'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"\u00bfCu\u00e1nto cuesta?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfCu\u00e1nto cuesta?\" data-aria_expanded=\"Click to collapse: \u00bfCu\u00e1nto cuesta?\">\u00bfCu\u00e1nto cuesta?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Depende del n\u00famero de acreedores, del importe de la deuda y de la complejidad del caso. Te damos un presupuesto cerrado tras el estudio de viabilidad [y facilidades de pago]. En los concursos con masa puede haber que pagar tambi\u00e9n al administrador concursal. Te lo detallamos antes de empezar.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-3566f7f63e3c7f9b1984c14927984ad2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"\u00bfQu\u00e9 documentaci\u00f3n necesito?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQu\u00e9 documentaci\u00f3n necesito?\" data-aria_expanded=\"Click to collapse: \u00bfQu\u00e9 documentaci\u00f3n necesito?\">\u00bfQu\u00e9 documentaci\u00f3n necesito?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>DNI, un listado de tus deudas con los contratos o extractos, las n\u00f3minas o declaraciones de renta de los \u00faltimos a\u00f1os, los extractos bancarios, la vida laboral y la informaci\u00f3n de tus bienes. Te damos una lista personalizada y te ayudamos a conseguir lo que falte.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-ad5ce4789d4c9d24ff6a3104ed3089ce'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-5' data-fake-id='#toggle-id-5' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5' data-slide-speed=\"200\" data-title=\"\u00bfTendr\u00e9 que ir al juzgado?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfTendr\u00e9 que ir al juzgado?\" data-aria_expanded=\"Click to collapse: \u00bfTendr\u00e9 que ir al juzgado?\">\u00bfTendr\u00e9 que ir al juzgado?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' aria-labelledby='toggle-toggle-id-5' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>En la mayor\u00eda de casos, no. Nosotros presentamos todos los escritos y te representamos. Solo en situaciones concretas puede requerirse tu comparecencia, y en ese caso te acompa\u00f1amos.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-7559ef69c2a03ceb9175b6c085ca1022'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-6' data-fake-id='#toggle-id-6' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-6' data-slide-speed=\"200\" data-title=\"\u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\" data-aria_expanded=\"Click to collapse: \u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\">\u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' aria-labelledby='toggle-toggle-id-6' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Una vez el juez dicta la exoneraci\u00f3n, las deudas canceladas dejan de ser exigibles y no pueden seguir constando como impagadas. Pedimos a los acreedores y a los ficheros que eliminen tus datos.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-8f1886280b106baea85b72a70cce7bbd'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-7' data-fake-id='#toggle-id-7' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-7' data-slide-speed=\"200\" data-title=\"\u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\" data-aria_expanded=\"Click to collapse: \u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\">\u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' aria-labelledby='toggle-toggle-id-7' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>S\u00ed. La ley no te lo proh\u00edbe. Al principio los bancos pueden ser prudentes, pero sin deudas y fuera de los ficheros de morosos, tu perfil mejora con el tiempo.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-5fea9dc312ee416a65cc830efc6d5283'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-8' data-fake-id='#toggle-id-8' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-8' data-slide-speed=\"200\" data-title=\"\u00bfSe puede revocar la cancelaci\u00f3n?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfSe puede revocar la cancelaci\u00f3n?\" data-aria_expanded=\"Click to collapse: \u00bfSe puede revocar la cancelaci\u00f3n?\">\u00bfSe puede revocar la cancelaci\u00f3n?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' aria-labelledby='toggle-toggle-id-8' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>S\u00ed, en supuestos concretos y durante un tiempo limitado: si se descubre que ocultaste bienes o ingresos, si incumples el plan de pagos o, en ciertos casos, si mejora mucho tu situaci\u00f3n econ\u00f3mica. Actuando con transparencia, el riesgo es m\u00ednimo.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-043fb43f56fb0100d36eb18b3f071336'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-9' data-fake-id='#toggle-id-9' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-9' data-slide-speed=\"200\" data-title=\"\u00bfPor d\u00f3nde empiezo?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfPor d\u00f3nde empiezo?\" data-aria_expanded=\"Click to collapse: \u00bfPor d\u00f3nde empiezo?\">\u00bfPor d\u00f3nde empiezo?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' aria-labelledby='toggle-toggle-id-9' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>D\u00e9janos tus datos de contacto y te llamaremos para explicarte todas tus opciones, sin compromiso.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><div  class='flex_column av-khwjr8-dc726d13e5f54d25401d568046c05f38 av_one_half  avia-builder-el-4  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mul2j5we-6316f970fe1620668d1c5bb742686ef2\">\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler{\nfont-size:19px;\ncolor:#02265a;\nborder-color:#ededed;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler.activeTitle{\ncolor:#02265a;\nborder-color:#02265a;\nbackground-color:#ffffff;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler:not(.activeTitle):hover{\ncolor:#001135;\nbackground-color:#ffffff;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color:#02265a !important;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler .toggle_icon{\ncolor:#02265a;\nborder-color:#02265a;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler .toggle_icon > span{\ncolor:#02265a;\nborder-color:#02265a;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler.activeTitle .toggle_icon, #top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 p.toggler.activeTitle .toggle_icon > span{\ncolor:#ededed;\nborder-color:#ededed;\n}\n#top .togglecontainer.av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 .toggle_wrap .toggle_content{\nfont-size:17px;\ncolor:#02265a;\nborder-color:#ededed;\n}\n<\/style>\n<div  class='togglecontainer av-mul2j5we-6316f970fe1620668d1c5bb742686ef2 av-elegant-toggle  avia-builder-el-5  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-av_toggle-6249e1c57a98203c74b791d25d94888d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-10' data-fake-id='#toggle-id-10' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-10' data-slide-speed=\"200\" data-title=\"\u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\" data-aria_expanded=\"Click to collapse: \u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?\">\u00bfEs p\u00fablico? \u00bfSe enterar\u00e1 mi empresa?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' aria-labelledby='toggle-toggle-id-10' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>El concurso se publica en el Registro P\u00fablico Concursal, como exige la ley, pero no se comunica a tu empresa ni a tu entorno. Tu empresa solo sabr\u00e1 algo si hay que ajustar un embargo de n\u00f3mina.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-7f3838ed86850a93828c5856f0e7103e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-11' data-fake-id='#toggle-id-11' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-11' data-slide-speed=\"200\" data-title=\"\u00bfCu\u00e1nto tarda el proceso?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfCu\u00e1nto tarda el proceso?\" data-aria_expanded=\"Click to collapse: \u00bfCu\u00e1nto tarda el proceso?\">\u00bfCu\u00e1nto tarda el proceso?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-11' aria-labelledby='toggle-toggle-id-11' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Un concurso sin masa suele resolverse en pocos meses, seg\u00fan la carga del juzgado. Un concurso con liquidaci\u00f3n tarda m\u00e1s, porque hay que vender los bienes. Un plan de pagos dura entre 3 y 5 a\u00f1os. Te damos una estimaci\u00f3n realista desde el principio.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-4c1e5fb47fa0f07400c495f38bde7889'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-12' data-fake-id='#toggle-id-12' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-12' data-slide-speed=\"200\" data-title=\"\u00bfCu\u00e1nto cuesta?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfCu\u00e1nto cuesta?\" data-aria_expanded=\"Click to collapse: \u00bfCu\u00e1nto cuesta?\">\u00bfCu\u00e1nto cuesta?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-12' aria-labelledby='toggle-toggle-id-12' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Depende del n\u00famero de acreedores, del importe de la deuda y de la complejidad del caso. Te damos un presupuesto cerrado tras el estudio de viabilidad [y facilidades de pago]. En los concursos con masa puede haber que pagar tambi\u00e9n al administrador concursal. Te lo detallamos antes de empezar.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-3566f7f63e3c7f9b1984c14927984ad2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-13' data-fake-id='#toggle-id-13' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-13' data-slide-speed=\"200\" data-title=\"\u00bfQu\u00e9 documentaci\u00f3n necesito?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQu\u00e9 documentaci\u00f3n necesito?\" data-aria_expanded=\"Click to collapse: \u00bfQu\u00e9 documentaci\u00f3n necesito?\">\u00bfQu\u00e9 documentaci\u00f3n necesito?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-13' aria-labelledby='toggle-toggle-id-13' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>DNI, un listado de tus deudas con los contratos o extractos, las n\u00f3minas o declaraciones de renta de los \u00faltimos a\u00f1os, los extractos bancarios, la vida laboral y la informaci\u00f3n de tus bienes. Te damos una lista personalizada y te ayudamos a conseguir lo que falte.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-ad5ce4789d4c9d24ff6a3104ed3089ce'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-14' data-fake-id='#toggle-id-14' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-14' data-slide-speed=\"200\" data-title=\"\u00bfTendr\u00e9 que ir al juzgado?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfTendr\u00e9 que ir al juzgado?\" data-aria_expanded=\"Click to collapse: \u00bfTendr\u00e9 que ir al juzgado?\">\u00bfTendr\u00e9 que ir al juzgado?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-14' aria-labelledby='toggle-toggle-id-14' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>En la mayor\u00eda de casos, no. Nosotros presentamos todos los escritos y te representamos. Solo en situaciones concretas puede requerirse tu comparecencia, y en ese caso te acompa\u00f1amos.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-7559ef69c2a03ceb9175b6c085ca1022'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-15' data-fake-id='#toggle-id-15' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-15' data-slide-speed=\"200\" data-title=\"\u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\" data-aria_expanded=\"Click to collapse: \u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?\">\u00bfC\u00f3mo salgo de ASNEF y otros ficheros de morosos?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-15' aria-labelledby='toggle-toggle-id-15' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Una vez el juez dicta la exoneraci\u00f3n, las deudas canceladas dejan de ser exigibles y no pueden seguir constando como impagadas. Pedimos a los acreedores y a los ficheros que eliminen tus datos.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-8f1886280b106baea85b72a70cce7bbd'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-16' data-fake-id='#toggle-id-16' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-16' data-slide-speed=\"200\" data-title=\"\u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\" data-aria_expanded=\"Click to collapse: \u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?\">\u00bfPodr\u00e9 volver a pedir un pr\u00e9stamo?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-16' aria-labelledby='toggle-toggle-id-16' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>S\u00ed. La ley no te lo proh\u00edbe. Al principio los bancos pueden ser prudentes, pero sin deudas y fuera de los ficheros de morosos, tu perfil mejora con el tiempo.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-5fea9dc312ee416a65cc830efc6d5283'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-17' data-fake-id='#toggle-id-17' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-17' data-slide-speed=\"200\" data-title=\"\u00bfSe puede revocar la cancelaci\u00f3n?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfSe puede revocar la cancelaci\u00f3n?\" data-aria_expanded=\"Click to collapse: \u00bfSe puede revocar la cancelaci\u00f3n?\">\u00bfSe puede revocar la cancelaci\u00f3n?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-17' aria-labelledby='toggle-toggle-id-17' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>S\u00ed, en supuestos concretos y durante un tiempo limitado: si se descubre que ocultaste bienes o ingresos, si incumples el plan de pagos o, en ciertos casos, si mejora mucho tu situaci\u00f3n econ\u00f3mica. Actuando con transparencia, el riesgo es m\u00ednimo.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-043fb43f56fb0100d36eb18b3f071336'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-18' data-fake-id='#toggle-id-18' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-18' data-slide-speed=\"200\" data-title=\"\u00bfPor d\u00f3nde empiezo?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfPor d\u00f3nde empiezo?\" data-aria_expanded=\"Click to collapse: \u00bfPor d\u00f3nde empiezo?\">\u00bfPor d\u00f3nde empiezo?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-18' aria-labelledby='toggle-toggle-id-18' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>D\u00e9janos tus datos de contacto y te llamaremos para explicarte todas tus opciones, sin compromiso.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_joinchat":[],"footnotes":""},"class_list":["post-5881","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/pages\/5881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/comments?post=5881"}],"version-history":[{"count":0,"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/pages\/5881\/revisions"}],"wp:attachment":[{"href":"https:\/\/legalbruc.com\/ca\/wp-json\/wp\/v2\/media?parent=5881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}